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Calculate How Much You Could Borrow Towards Your New Home

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How Are Mortgages Calculated Block Image

How Are Mortgage Amounts Calculated?

The amount you can borrow against a mortgage is usually based on your yearly income. Banks and building societies tend to offer 3 to 4.5 times an applicants annual salary, either on your own, or combined, if you're applying with someone else.

For example, if you earn £20000 (per year) a bank or building society is likely to offer you a mortgage of between £60000 and £95000.

In some cases banks and building societies may offer to lend a higher multiple of an applicants yearly salary, depending upon your circumstances.

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STC………SOLD IN TWO DAYS………STC Magnificent Edwardian Property built 1907 18 sq mtrs of space are provided in the magnificent kitchen The cooking area and the dining area are set at either end of this spacious 6 mtr long room.with multi fuel stove Main Bedroom 21 sq mtrs. Bedroom 2. 14.85sq mtrs Bedroom 3. Ideal for … Read more

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